Working close to Oak Harbor, we get a fair amount of military home buyers and sellers on Whidbey Island, Fidalgo Island, and Skagit County. As a loan officer, I worked with VA loans, understand how the system and these loans work, and look forward to working hard to get you into a home!
The Veterans Administration helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. The VA provides a guarantee to lenders who provide loans to help Veterans buy, build, repair, retain, or even adapt a home for personal occupancy. Although the loan process is completed through a private lender such as a bank, mortgage company, or even some credit unions, the VA guarantees a percentage of the loan. This enables the lender to provide Veterans with more favorable terms such as no down payment and competitive interest rates.
If you are thinking of buying but need to speak with a VA loan specialist first, I would be happy to connect you:
Although there are many benefits of the VA Loan program, it is not the right solution for every VA Buyer. The lenders I refer are knowledgeable with not only VA Loans but other loan products that may be a good fit. It is important to evaluate your options.